Disclaimer

The advice given in this web site may not be suitable to all people. The author designed this material to express his opinions about the issues covered. The reader must evaluate carefully each decision before committing to it. The author obtained the information presented here from sources he believes are reliable, or his own experience, but he does not offer, or presumes, any guarantee, implicit or explicit. The author is not engaged in the business of dispensing professional advice and this book is not intended to replace appropriate professional advice in relationships, legal matters, finances, investing, health, or therapy. The reader is encouraged to seek professional advice in all those areas. The author cannot be hold responsible for any loss or risk that results from the use or application, directly or not, or any idea presented on this web site. The author believes the suggestions given here are solid and correct, but the reader has to assume responsibility for his actions and for the results of his actions.

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